CHEE FM & AssociatesCHEE FM & ASSOCIATESChartered Accountants · Singapore
Established 1999

Precision in
Financial Stewardship.

Empowering Singapore’s SMEs through more than two decades of expertise in audit, taxation, and strategic corporate advisory.

Singapore Marina Bay business district at blue hour

Quality

A core, competent and experienced team that understands your concerns and delivers technically sound work.

Reliability

Always available to patiently listen and solve your problems — clients return because we show up.

Integrity

Independent judgement and discretion. We protect your reputation as carefully as our own.

Our Partners

Meet the Team
Shirley Chee, Founder & Managing Partner at CHEE FM & Associates

Shirley Chee

Founder & Managing Partner

Shirley founded CHEE FM & Associates in 1999 and brings more than 25 years of experience across assurance audit, insolvency, restructuring, tax and corporate advisory. She began her career as an auditor with Ernst & Young, spending six years there before establishing her own practice. Effectively bilingual in English and Chinese, she has been a licensed Insolvency Practitioner approved by the Ministry of Law and an Approved Liquidator by the Registrar of Public Accountants since 1999.

Chow Siew Chong, Senior Corporate Advisory & Valuer at CHEE FM & Associates

Chow Siew Chong

Senior Corporate Advisory & Valuer

Chow focuses on the SME environment — implementation, operations and financing across various phases of growth including start-ups, joint ventures, structuring and restructuring, divestment, business turnaround and Initial Public Offering. He is adept at hand-holding companies to move up their value chain, particularly in the digital age, to take advantage of business model innovation, branding and digital marketing. He strongly believes that size does not matter so long as business owners have the commitment and political will to reach their goals.

Bernice Tan, Partner, Audit & Assurance at CHEE FM & Associates

Bernice Tan

Partner, Audit & Assurance

Bernice is a Public Accountant and practicing member of the Institute of Singapore Chartered Accountants (ISCA), as well as a member of CPA Australia. She graduated from Curtin University of Technology, Australia with a Bachelor of Commerce in Accounting and brings more than 20 years of audit experience spanning construction, manufacturing, hotel and hospitality, fund management, telecommunications, trading and investment holding. As a partner, Bernice leads planning, allocation and management of audit assignments, audit reviews and reporting, client engagements, and on-the-job training and supervision of the audit and assurance team.

Latest Insights

All Insights
Audit·

Audit Exemption for Small Companies

Singapore’s small company audit exemption — the qualifying thresholds, what changed under the Companies Act and how to assess whether your group qualifies.

Tax·

Corporate Tax Rates in Singapore

A clear overview of the prevailing corporate tax rates, rebates and partial exemption schemes that apply for the current Year of Assessment.

Accounting·

Comparison of Accounting Software for SMEs

A practitioner’s review of Xero, QuickBooks and other leading platforms across seven factors that matter most for growing Singapore SMEs.

Advisory·

Help in Creating New Business Models

How established SMEs can innovate their business model in the digital age — with concrete examples of disruptive moves working in the local market.

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